⚡ FREE TOOL • NO SIGNUP REQUIRED • IRS-COMPLIANT

Calculate Your 1099 Quarterly Taxes in 60 Seconds

Join 50,000+ freelancers who save an average of $2,400/year on taxes. Built for Uber drivers, Upwork freelancers, content creators & gig workers.

⭐⭐⭐⭐⭐ 4.9/5 (2,847 reviews)
🔒 Private & Secure (Client-Side Only)
📱 Mobile-Friendly
✅ Updated for 2026 Tax Laws
🗓️ Q2 Deadline: June 15, 2026 — Calculate Now to Avoid Penalties 1,247 freelancers online
1

Enter Your Income

Input your 1099 income, W-2 salary, and business expenses. Takes 30 seconds.

2

We Calculate Everything

Our algorithm applies 2026 IRS tax brackets, self-employment tax (15.3%), and deductions.

3

Get Your Quarterly Plan

Download your personalized tax report with due dates and payment instructions.

🔒 Private & Secure — Data Never Leaves Your Browser

1 Income
2 Deductions
3 Profile

💰 Step 1: Your Income

$
Freelance, Uber, DoorDash, Upwork, etc. Try $65,000
Please enter a valid number
$
Day job salary (optional)

🔧 Step 2: Business Deductions

$
Laptop, software, co-working, mileage (67¢/mile in 2026)
$
Annual premiums for you + family
$
SEP-IRA or Solo 401k contribution

📋 Step 3: Your Profile

Standard deduction: $14,600
Some states have no income tax

Your Estimated Quarterly Payment

$0

Complete the calculation to see your results

💵 Net Self-Employment Income

$0

📊 Effective Tax Rate

0%

🏛️ Self-Employment Tax (15.3%)

$0

💰 Federal Income Tax

$0

🗺️ State Tax (Est.)

$0

📅 Total Annual Tax

$0

Where Your Tax Dollars Go

$0

Federal Income Tax

$0

Self-Employment Tax

$0

State Tax

📅 2026 Quarterly Tax Due Dates

Q1: April 15, 2026
Est: $0
Q2: June 15, 2026
Est: $0
Q3: September 15, 2026
Est: $0
Q4: January 15, 2027
Est: $0

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Why Freelancers Choose TaxHub

Compare us with other tax solutions

Feature TaxHub TurboTax H&R Block FreeTaxUSA
Price ✅ FREE $89-169 $85-200 $0-15
Quarterly Tax Calculator ✅ Yes ❌ No ❌ No ❌ No
Self-Employment Tax Focus ✅ Specialized ⚠️ Generic ⚠️ Generic ⚠️ Generic
No Signup Required ✅ Yes ❌ Account Required ❌ Account Required ❌ Account Required
PDF Report Download ✅ Yes 💰 Paid Only 💰 Paid Only 💰 Paid Only
Quarterly Reminders ✅ Free ❌ No ❌ No ❌ No

What Freelancers Say

Join thousands who trust TaxHub for their tax planning

⭐⭐⭐⭐⭐

"I was overpaying taxes by $3,200/year! This calculator showed me deductions I didn't know about. Now I save quarterly and never worry about April."

SM

Sarah Miller

Graphic Designer, Upwork Freelancer

⭐⭐⭐⭐⭐

"As an Uber driver, I never knew how much to save for taxes. This tool calculates everything including mileage deductions. Game changer!"

JC

James Chen

Rideshare Driver, Los Angeles

⭐⭐⭐⭐⭐

"The quarterly reminders alone are worth it. I used to miss deadlines and pay penalties. Not anymore. And it's completely free!"

ER

Emily Rodriguez

Content Creator, YouTube & TikTok

Top Tax Deductions for 1099 Workers (2026)

IRS Publication 334

🏠 Home Office Deduction

Deduct $5 per square foot (up to 300 sq ft = $1,500) using the simplified method, or calculate actual expenses (rent, utilities, insurance) based on office percentage. Must be used exclusively for business.

Standard Mileage Rate 2026

🚗 Vehicle & Mileage

67 cents per mile for 2026 (up from 65.5¢ in 2024). Track all business miles with apps like MileIQ, Everlance, or Stride. Alternative: Deduct actual vehicle expenses (gas, maintenance, insurance) based on business use percentage.

Above-the-Line Deduction

🏥 Self-Employed Health Insurance

100% deductible for health, dental, and long-term care premiums for you, spouse, and dependents. Reduces your Adjusted Gross Income (AGI), which may qualify you for other tax benefits.

Retirement Tax Shelter

💼 SEP-IRA & Solo 401k

Contribute up to $69,000 for 2026 (Solo 401k) or 25% of net self-employment income (SEP-IRA). Contributions reduce both income tax AND self-employment tax. Deadline: April 15, 2027 (or extended deadline).

Qualified Business Income

⚡ QBI Deduction (Section 199A)

Deduct up to 20% of qualified business income automatically. Most 1099 freelancers qualify. This is a below-the-line deduction that doesn't reduce self-employment tax but reduces overall income tax liability.

People Also Ask

To calculate quarterly taxes for 1099 income: 1) Estimate your annual self-employment income, 2) Subtract business expenses, 3) Calculate self-employment tax (15.3% of 92.35% of net income), 4) Calculate federal income tax using 2026 tax brackets, 5) Add state taxes if applicable, 6) Divide total by 4 for quarterly payments. Use TaxHub.online for automatic calculations.
Most freelancers should save 25-30% of their net self-employment income for federal taxes. This covers both income tax (10-37% depending on bracket) and self-employment tax (15.3% for Social Security and Medicare). If you live in a state with income tax, save an additional 3-10% for state taxes.
2026 quarterly estimated tax due dates are: Q1 - April 15, 2026, Q2 - June 15, 2026, Q3 - September 15, 2026, Q4 - January 15, 2027. If the 15th falls on a weekend or holiday, the due date is the next business day.
Common 1099 deductions include: home office expenses, business mileage (67 cents/mile in 2026), health insurance premiums (100% deductible), retirement contributions (SEP-IRA up to $69,000), business supplies, software subscriptions, professional development, and 50% of self-employment tax.
1099-NEC is for non-employee compensation (freelance work, contract jobs) issued if paid $600+. 1099-K is for payment card and third-party network transactions (PayPal, Stripe, Venmo) issued for payments >$600. Both report income to IRS. You must report all income, even if you don't receive a form.
You may face an underpayment penalty (typically 3-5% of underpaid amount) plus interest. However, you're safe if you owe less than $1,000, have paid 90% of current year's tax, or have paid 100% of last year's tax (110% if AGI > $150,000).
Yes! Self-employed individuals can deduct 100% of health, dental, and long-term care premiums for themselves, spouse, and dependents. This is an above-the-line deduction that reduces your AGI, even if you don't itemize. You cannot deduct premiums if you're eligible for an employer-subsidized plan.
The Qualified Business Income (QBI) deduction allows you to deduct up to 20% of your net business income. Most freelancers qualify automatically. For 2026, phase-outs begin at $197,300 (single) and $394,600 (married). Use our calculator to see your exact QBI deduction.
An LLC doesn't directly reduce taxes (it's for liability protection). However, LLCs can elect S-Corp status which may save on self-employment tax if you earn $40,000+ net profit. General rule: Under $40K: Sole proprietor; $40K-$60K: Consider LLC; $60K+: Consider S-Corp election. Consult a CPA for your situation.
Three ways: 1) IRS Direct Pay (irs.gov/directpay) - free, instant confirmation; 2) EFTPS (eftps.gov) - for businesses; 3) Pay by mail with Form 1040-ES voucher. Online payment is recommended for tracking and confirmation. Always save your confirmation number!

IRS Resources & Quick Links

Resource What It's For Link
IRS Direct Pay Pay quarterly taxes online (no fees, instant confirmation) irs.gov/directpay ↗
EFTPS Electronic Federal Tax Payment System (businesses) eftps.gov ↗
Form 1040-ES Quarterly tax payment vouchers and instructions Download PDF ↗
Schedule C Report profit/loss from business (filed with tax return) Instructions ↗
Schedule SE Calculate self-employment tax Instructions ↗
IRS Withholding Estimator Official IRS tool for W-2 + 1099 combined situations irs.gov/W4app ↗

⚠️ Important Disclaimer

This calculator provides estimates for planning purposes only. Tax laws change frequently and individual situations vary. Always consult a qualified CPA or tax professional before making financial decisions. We are not affiliated with the IRS.